the *real* mccoys

Friday, January 3, 2014

august re-cap, 10 months

August 1st, Jonah turned 10 months old. I was in my 2nd month pregnancy and barely making it!

He got his 4th tooth (2nd top tooth)

started to turn pages in a book

weaned from nursing-used up all the freezer breast milk

got his 1st hair cut

week-by-week photos in August

Just so big!

We had baby Quinn's shower

I miss Dr. Emily!

the gang-mama Jen and soon-to-be baby Quinn

Jonah was at the shower, daddy was out of town. He is not a fan of the flash.

Granny time! Granny keeps Jonah 2 days a week. He loves it!

Goodnight moon!

we put up the "club house" so that we could get some things done! Daddy likes it too!

Daddy was out of town again, but that didn't stop the fun!

We went to the Levitt Shell to hear the rumored surprise guest Norah Jones sing. My dad loves Norah (he is the one who told me about her when she 1st started out singing) so my parents had to go!

We met up with friends too

Jonah's 1st concert and 1st time at the shell. He was enthralled!

Getting to be bedtime so in the Ergo he went.

And he was OUT! Norah sung him to sleep.

family time.

We went to Aunt Connie's to celebrate Uncle Lyle's bday.

So then, Aunt Connie gave him his 1st hair cut! She gave me my 1st haircut when I was little!

Since I was feeling like crud and in the beginning of my pregnancy, I didn't feel like celebrating my 34th bday. I went to work, some work peeps took me to lunch, came home to my mom cooking me my fav, then off to bed I went.

july re-cap, 9 months, big brother

I'm going to be a speedy blogger to play catch-up!

July of 2013. Found out I was pregnant and basically, I tanked!

So here is Jonah, 9 months old

He got his 3rd tooth (top right)

pulling to stand like a pro

started to cruise

likes to throw his toys out of his pack-n-play on purpose

finger-feeding much better

found out that you're going to be a big brother!

started to say "mamama" "babababa"

eating more food and still breastfeeding!

week-by-week photos

That was fast..he's getting so big!

Jonah's 1st 4th of july!

We went for a run and he passed out on me.

happy 4th!

playing with mom's breast pump. don't shoot me when you're 10 and reading this Jonah!

Play date with Eli and the Perrys!

I dressed them for church....just alike!

Next up, we went to Nashville for Cassie's wedding (work friend) and stayed at the Stout's house

they have a swing set in the back yard.

Jonah loved it. Cindy came over too! Fun times!

water play! Norah loved seeing Jonah. She got to help babysit while Kyle and I went to the wedding.

What a beautiful outdoor wedding for July. Ended up being a breeze.

Congrats Cassie! Love my work friends!

Kyle's BBQ team was practicing at the Clements.

love his whale trunks!

Sloane and Jonah in the pool. I was not feeling well...baby peanut was sucking all the life out of me.

I love my Fridays off with my Jonah

He loves his Boomer

Silly boy doesn't like to nap when mom is home on Fridays.

We told Aunt Leah about baby peanut...

Kyle wants a mini-van. He's wanted one and Leah said we could not get one until we had 2 kids. Well....I guess we will meet the mini-van standards!

We told our parents at the same time. My parents were over and we facetime'd Kyle parents. We were taking J's weekly picture and after I took it, I said "hey I have a great idea for a pic" and I pulled out this sign. They were floored. I wish I could have captured my mom's stunned look!

Now on to the month 10!!

Monday, November 4, 2013

update on our road to be debt-free

I've been pretty open about our road to become totally debt-free. I need to give everyone an update on our progress.

Jonah (8 months old at the time) attending his 1st family budget meeting!

So...a re-cap.

We are doing Dave Ramsey's 7 baby step program. We became debt-free but the house in Feb of 2011 (baby step 2). We had our 3-6 month emergency fund in place in Feb of 2012 (baby step 3). After that we started saving for Jonah's birth, I call that baby step 3b(baby). I made that one up! Then we started saving cash for a "newer" car, and I will call that baby step 3c(car). I made that up too! Then, Kyle got a new job and we transferred his retirement over to a Roth IRA. We had to pay taxes on that. I will call that baby step 3d(duh), yup made that up. We'd rather pay the taxes now, while the money has not grown, than to pay the taxes when we retire when the money has grown and we are in a bigger tax bracket. Look at me talking like I know what I am talking about! I've learned a lot!

THEN...

Life happened.

We've had things pop up that we've had to pay for. I am SO thankful for our emergency fund. I won't bore you with too many details, but I will name a few things that happened.

Kyle ate some ice and broke a tooth. Sounds harmless, but it ended up costing us $3,000. That is some expensive ice.

Our cars are older (2002) and we've had to maintain those...

Forced home repairs happened...

Just stuff happened!

So the bad news is that we are having to rebuild this emergency fund. Kyle found another retirement fund from an old job that he rolled over to a Roth. Now we save for that too. We are having baby # 2 and we save for that.

The good news... it was NOT stressful. We didn't have to worry about where the money was coming from. It was nice to just write a check and be done.

Sometimes I get frustrated that our wheels are just turning. Then I have to step back and take another look at how far we've come. Seriously, I'm mad because we had to use some of our emergency fund? Really Angie?? There are people out there living paycheck-to-paycheck. People that have debt up to their eyeballs. And here I am pouting that we had to use our SAVED CASH? We have worked so hard to get to this point and I need to be proud! Reality check! I'm sure a lot of people would love to have this problem!!

Even though we've had to take some steps back, we are still doing awesome!

Our goal is to own our house. We want zero debt as soon as possible!

If it means that we drive our 2002 model cars for 2 or 3 more years until we have the cash to pay for a newer car, then so be it. We are in this together.

Why I love my husband. He sent me a text that read...

"Budget meeting when Jonah goes to bed?"

WE.CAN.DO.THIS!!!

june happenings and 8 month re-cap

Here I go again, trying to play catch-up.

Here is Jonah when he was 8 months old. It was this past June.

And here is a re-cap of what all happened in June.

To start off the month, we had to take J to the ED because he bonked his head in the pack-n-play.

He threw up 2 times so I called his doc. She made me take him in.

I really thought he was fine. His eyes were not dialated, didn't lose conscienceness, and was not sleepy. He was fine....but I did what I was told. And they said he was fine, $200 later. Better safe than sorry.

Here are his weekly photos...